Also known as Punto Banco, Baccarat is a card game with game play similar to that of Blackjack. Played with an objective of betting a winning hand, online Baccarat is played against the house. As a player you can either bet on Punto (Player's hand), Banco (Bank's hand) or a Tie. Casino or the house always bets on Banco. Each side (Punto and Banco) are dealt with two cards each and like Blackjack, the outcome of the game depends upon the hand total. If your hand totals 8 or 9 it’s a Natural and you win the hand. The purpose is to beat the other hand with the highest total (8 or 9) or closest number to it. Third card draw depends upon the hand totals for both Punto and Banco.

Rules of Baccarat

Unlike Blackjack, Baccarat has different rules for card values. Cards like 10, J, Q, and K are of no value in the game. Rest of the cards like 2,3,4,5,6,7,8,9 are all counted as their face values i.e. a card of 5 is counted as 5. Another difference between Blackjack and Baccarat is that Aces are always counted as 1. Any hand with a total that exceeds 9 is counted by subtracting it with 10. For example, a hand of 12 is always 2; a hand of 15 is always 5, etc. Jokers have no value and are used in Baccarat.

Steps to Play

While a player can draw a third card if the hand's total is a 5 or less than 5, Bank has its own rule for third card draw.

  • When a player decides to not draw a third card, Bank can draw third card only if the hand total is 5 or less.
  • Bank can also draw a third card if its total is 2 irrespective of the total of player's hand
  • If the total is 3 Bank gets to draw another card unless player's third card values 8
  • If the total is 4 Bank gets to draw another card unless player's third card values 0 or 1 or 8 or 9
  • If the total is 5 Bank gets to draw another card unless player's third card values 4 or 5 or 6 or 7
  • If the total is 6 Bank get to draw another card unless player's third card values 6 or 7. Bank cannot withdraw another card if the hand total is 7.

Baccarat Strategy

Being a card game, Baccarat is fun and easy but does require skills and ability to make right decisions. Basic observation of cars being dealt and luck while drawing a third card often plays a major role in wining this card game.

You can also follow the Fibonacci series rule for wagering and it will be a sagacious decision to keep a track of the score. It is better to play the game with a single deck than going for 8 deck game.

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